Doug Arfmann

Vice President

GC Services

Pat Carroll

Chairman

Nationwide Credit, Inc.

Michael T. Goins

Senior Manager

TD Auto Finance

Tom Henry

Director of Recovery Management & Strategy

Chase Card Services

Steve Leckerman

Thomas A. Lee III

Managing Partner

Becket & Lee LLP

Sean McVity

Managing Partner

Garnet Capital Advisors, LLC

Brian Reiss

Managing Director - U.S. Practice

Bridgeforce, Inc.

Erin Towns

Sr. Recovery Manager

Dell Financial Services (DFS)