Collections & Credit Risk

Risk & Analytics

• Consumer Confidence Improves After Two-Month Decline

  PaymentsSource | September 1

  Consumer confidence improved slightly in August, reversing directions after declining in both June and July, The Conference Board Inc., a New York-based research organization, reported Tuesday.

• Consumer Spending Gains Amid Other Weak Economic Data

  Collections & Credit Risk | September 1

  Consumer spending rose in July at the strongest pace in four months, supported by a slight gain in incomes that offered hope consumers will be able to keep contributing to a modest economic recovery.

• U.S. Businesses Are Paying Bills More Slowly: Experian Report

  Collections & Credit Risk | August 31

  Experian announced Tuesday its monthly Business Benchmark Report shows the national average number of days businesses paid their bills beyond terms increased by 2% in July.

• Small-Business Confidence Down Sharply In August

  PaymentsSource | August 31

  Small-business owners’ confidence dropped sharply in August amid increasing gloom about the economy, according to new survey data Discover Financial Services released Monday.

• Auto Loan Late Payments Fall

  Collections & Credit Risk | August 31

  The drop in the auto loan delinquency rate is in line with declines in late credit card and mortgage payments, according to TransUnion's review of 27 million credit reports in its database.