Collections & Credit Risk

Risk & Analytics

• Small Gains For Deloitte Spending Index But Outlook Suggests Contraction

  Collections & Credit Risk | January 30, 2012

  Even with small gains in three out of four components, the Deloitte Consumer Spending Index fell slightly in December because of a decline in housing prices.

• Card Debt Falls Last Year, Credit Scores Too

  Collections & Credit Risk | January 27, 2012

  Despite an end-of-year slowdown, consumers in all 50 states ended the year with less credit card debt than when the year began, according to a report issued by CreditKarma.com.

• FICO Releases Mortgage Delinquency Predictions

  Collections & Credit Risk | January 25, 2012

  Mortgage and home equity lines of credit delinquencies are predicted to rise, according to bank risk executives polled by the Professional Risk Managers' International Association, in a survey sponsored by FICO.

• Business Performance Improved In Q4: Report

  Collections & Credit Risk | January 24, 2012

  A new report from Experian points to improvement in business performance in most categories in the fourth quarter ended Dec. 31 compared with the previous quarter.

• City Reviews Hiring Agency To Collect Nearly $500K

  Collections & Credit Risk | January 23, 2012

  The city of Franklin, Tennessee wants to hire a collection agency to help chase outstanding fines and court costs.

• Bankruptcy Rates Shows First Decline Since 2006

  Collections & Credit Risk | January 17, 2012

  The economy may not be booming, but new data show that personal bankruptcies in 2011 declined for the first time in four years, providing another positive sign for consumer credit card performance.