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BEST AND BRIGHTEST: "Your GPA is an indicator of how focused and responsible you are, so it's a good indicator of your propensity to pay a loan back on time," says Upstart co-founder and Chief Executive Dave Girouard.
CCR - Risk & Analytics

An Alternative Lender Whose Credit Reviews Are Academic

When even a millennial with a six-figure income and a 750 FICO score can't snag a loan with a decent interest rate, there's something wrong with the system.

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