What are the Best Payday Loans in Reno?

Introduction to Payday Loans Reno

Looking for Payday loans Reno services? If you have ever run into a bad financial situation in between paychecks, you know just how stressful this can be for you. Thankfully, there are ways to eliminate these difficulties. There are companies that will give you what is called a Payday loan. This is a short-term loan that you usually pay back during your next paycheck. You will have money in between pay periods to pay for bills or other expenses. There are many providers in the Reno area which we have reviewed for you. Here are the top providers that you might want to consider.

Why Payday Loans?

Payday loans are popular because they put money in your pocket right away. There aren’t a lot of requirements to get a payday loan and you can have some simple cash when you need it the most. These loans are usually for a small amount which is around 50 to $300. In some cases, providers may offer you more but it’s usually for a smaller amount than a regular loan. You can use this money for whatever needed that you have and then when your next payday comes around you simply pay off the loan.  This can be the perfect solution when you’re in a bit of a bind and just need some money.

Things to Keep in Mind

There are a few things that you need to keep in mind before you get any Payday loan. You should only get this type of loan if you will know that you’re going to have money during your next paycheck to pay off the loan. This isn’t a loan you can hold onto for a longer duration and simply make payments. You will need to pay the loan off in full as soon as you can. In many cases, the company will simply take the money out of your bank account once the bill comes due to ensure that you have enough money to pay off the loan. This is the reason why the loan is called a Payday loan because the whole idea is to simply pay off the loan in full the next time that you get paid. You can run into a lot of financial difficulties if you don’t pay off these loans quickly because the interest rate charges are exceedingly high on a Payday loan. If you need short-term money this is a good solution but for any long-term financial need please see a financial advisor.

Money Tree

in Reno, Money Tree is a top Payday loan provider. They also offer other loan services but you can get a Payday loan through them. You can apply for your loan either online or through one of their store locations. Applying online is very easy and all you will need is your income, employer, personal information, and so on. Once your loan has been approved what usually happens the very same day, you will get money put into your bank account the next day and you will have the funds for whatever purpose that you need.

The company also has a prepaid debit card option so you can have the money placed on a debit card which makes it easy for you to access the loan money. You can get one of these debit cards at one of the store locations once you have applied for your loan. This is a nice simple solution to getting your money whenever you need it. You can simply make purchases using this debit card. Will also need to be 19 years old to apply for this loan.

Money Tree will offer you a significantly larger amount of money than some of the providers do. You can borrow up to $5,000 from this company so if you need larger amounts to pay for bills such as rent or mortgage payments, this can be the ideal Solution. Please bear in mind that you will still have to pay this money back in full so you should only borrow as much as you can afford to pay back. The company is currently charging $16.50 in fees per each $100 that you’ve borrowed so these fees add up quickly. You should only take out the amount that you can afford to reduce fees. The rates and fees applied to these loans can change at a moment’s notice so you will have to contact the company about their current rates.


You can pay off your loan at any time even before your due date and you won’t have any prepayment fees. It’s a good idea to pay off your loan as soon as you can. If you miss the due date, and you don’t have enough money to pay for your loan, you could end up with a poor credit rating so be sure that you can pay the loan off in full before it is due or on the due date.

Lend A Check

Lend A Check is another Payday loan provider in Reno. you can get your money in as little as five minutes once you apply. The money you receive will be deposited into your checking account or you will be able to pick up a check from the locations in Reno. Your loan is a short-term loan that you can use to pay down bills or cover expenses before your next payday. This company has also been in business for twenty years so they are a solid and dependable company. it would be nice however if they provided a little bit more information on their website as the information that they do provide is a bit sparse.

  • Requirements for the Loan

You can either apply for the loan in person or at one of their stores. You will need to have money coming in from a steady job to apply for this sort of loan. You will need to provide them with your income, employer, personal information such as address, social security number, and other related information. Almost anyone should be able to get a loan as long as they are working. This is one of the major requirements for a Payday loan so don’t try to apply if you’re out of work because you will not get a loan.

  • Loan Repayment

This company will offer you flexible due dates and they will also let you extend a loan period So this is a nice option in case you don’t have enough money to pay off you’re alone. The company does encourage you to pay off your loan early if possible. Please bear in mind that you might have additional charges if you can’t pay your loan on time such as interest fees.

Advance America

The company in the Reno area you might want to consider is called Advance America. This company works across the country to provide loan services including payday loans. They are an accredited company and recognized across the country as a top payday loan provider. They helped many different individuals meet all of their financial needs. You can get your payday loan from them very quickly. They’re one of the top companies and they’ve been in business since 1997 so you know you were dealing with a company that has a solid and dependable reputation. They have a great staff working for them and they have many different solutions when it comes to loans. For those looking for a payday loan. This is the top pick.

Getting a Loan

The process you go through to get this loan is much the same as it is for other Payday loan companies. you can apply online or you can go to one of their store locations in the Reno area to get your loan. The application process that you go through is going to be a very quick and you will get your loan in only a few short minutes. You need to give them things such as your employment status, your income, and other information that they need. You will have to be working and have a bank account to get your loan.

Paying for Your Loan

It’s advisable that you would pay your loan off as soon as possible. In most cases, the money will be taking out of your bank account during your next pay period. Please ensure that you have enough money in your account to cover the loan as you don’t want to miss the payment. Your credit rating will suffer if you don’t pay the loan off and miss the due date.


These are top providers in the Reno area when it comes to Payday loans. just remember that this should be considered a short-term loan. You only want to take out as much money as you need and not a whole lot more. You need to have money available during your next payday to pay the loan off. In some cases, these companies will give extensions but if you don’t make payments you could end up with high-interest rate charges or other fees.

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